Which term refers to goods or products, other than real property, manufactured, sold, handled, distributed, or disposed of by you?

• A. Occurrence
• B. Slander
• C. Risk
• D. Products

Answer: (D)

In insurance policy language, the term used for goods or products, other than real property, manufactured, sold, handled, distributed, or disposed of by you is the word “Products.” This label defines your liability exposure for items you produce or bring to market after they leave your control. It helps separate product-related liability from other exposures, like damage to real property (which is not considered a product).

Think of it this way: if a product you made causes harm or damage, that falls under products liability. The phrase “other than real property” clarifies that things like buildings or land aren’t counted as products. The other terms in the choices relate to different concepts—occurrence is about an event causing damage, slander is defamation, and risk is a general idea of potential loss—not the specific category of goods you manufacture or distribute.