Which term describes a person who is not your employee but provides labor under your direction without compensation?

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Multiple Choice

Which term describes a person who is not your employee but provides labor under your direction without compensation?

Explanation:
A volunteer worker is someone who isn’t your employee but who performs labor under your direction without receiving compensation. This distinction matters in insurance because volunteers are under your control and provide services without pay, which can affect how they’re treated under workers’ compensation or liability coverages, depending on the jurisdiction and policy terms. The other terms don’t describe a person: statutes are laws, a third-party action-over claim refers to a type of claim involving a third party, and a tort is a civil wrong, not a person who works without pay under your direction.

A volunteer worker is someone who isn’t your employee but who performs labor under your direction without receiving compensation. This distinction matters in insurance because volunteers are under your control and provide services without pay, which can affect how they’re treated under workers’ compensation or liability coverages, depending on the jurisdiction and policy terms. The other terms don’t describe a person: statutes are laws, a third-party action-over claim refers to a type of claim involving a third party, and a tort is a civil wrong, not a person who works without pay under your direction.

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