Which term describes a civil proceeding in which damages for bodily injury or property damage are alleged under an insurance policy?

• A. Statutes
• B. Tort
• C. Volunteer Worker
• D. Suit

Answer: (D)

The main idea here is the formal legal process used to recover damages after a claim is made under an insurance policy. When someone seeks damages for bodily injury or property damage in court, the civil action is known as a suit (a lawsuit). A tort is the wrongful act that gives rise to such claims, not the action itself. A statute is a law passed by a legislature, and a volunteer worker is just a type of person involved, not the legal procedure. Because the question describes the actual civil proceeding in court to obtain damages under an insurance policy, the term that fits best is suit.