Completed Operations timing question.

• A. During the project.
• B. After the project is completed.
• C. Before the project begins.
• D. Only during testing.

Answer: (B)

Completed Operations coverage is about damages that arise from work after it has been finished. It protects against bodily injury or property damage that results from the insured’s completed work or products once the project is turned over to the client. The key idea is timing: the liability is triggered after the work is completed, not while it’s still in progress.

For example, if a contractor finishes a roof and, months later, a leak due to a defect causes water damage, this would be a completed operations issue because the problem stems from work that has already been completed. That contrasts with claims that occur during construction, before completion, or solely during testing, which are not covered under completed operations.

So the timing focus is post-completion, which is why the correct choice is after the project is completed.