Bodily Injury includes which of the following?

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Get ready for your CISR Commercial Casualty I Exam. Study with multiple choice questions, gain insights with explanations and hints. Enhance your understanding and increase your chances of success!

Multiple Choice

Bodily Injury includes which of the following?

Explanation:
Bodily Injury covers physical harm to people, and death that results from that harm is included. In liability policy language, BI means bodily injury, sickness, or disease, including death resulting therefrom. So if an injury leads to death, that death is considered bodily injury for coverage purposes. The other concepts don’t fit: property damage refers to damage to objects, not people; contractual liability is liability assumed by contract rather than caused by injury; punitive damages are penalties awarded by a court and aren’t classified as bodily injury. Hence, death resulting from injury is included in Bodily Injury.

Bodily Injury covers physical harm to people, and death that results from that harm is included. In liability policy language, BI means bodily injury, sickness, or disease, including death resulting therefrom. So if an injury leads to death, that death is considered bodily injury for coverage purposes. The other concepts don’t fit: property damage refers to damage to objects, not people; contractual liability is liability assumed by contract rather than caused by injury; punitive damages are penalties awarded by a court and aren’t classified as bodily injury. Hence, death resulting from injury is included in Bodily Injury.

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